I’m here to help you buy your next home

I'm an expert in your market, with years of experience partnering with homebuyers, real estate agents, and everyone involved in the process to provide a hassle-free home financing experience. How can I help you with your home financing needs?

Licensed in the following states: California

Mortgages by David De La Torre, powered by Morty

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Transparent
No hidden fees or teaser pricing. Ever.

Expertise

Expertise
Expert guidance and a seamless experience along the way.
Concierge
Expert guidance tailored to your needs.

Local Expertise to help guide you home

David De La Torre, Mortgage Loan Officer

NMLS ID #372541 5622771010 david.delatorre@my.morty.com

As a leading mortgage company with over 25 years of experience in the lending industry, we specialize in delivering tailored mortgage solutions for residential properties, investments, and land financing.

With access to over 20+ top rated investors, we provide competitive pricing options to meet the specific needs of our clients. Customers can choose between a fully automated process or our personalized white-glove service, ensuring a seamless experience throughout their journey.

Our efficiency allows us to close loans in as little as 15 days, empowering clients to make informed decisions. Let’s work together to unlock your path to homeownership!

A Seamless Process

Binoculars

Find your rate . Instantly find the most competitive deal from over 25 lenders in our network.

Task List

Get pre-approved . Complete a simple online application to receive a fast pre-approval, giving you confidence and bargaining power in your home search.

Home

Close with ease . Enjoy a streamlined closing process with digital tools and expert support, making finalizing your mortgage quick and hassle-free

How it works

Financing partnership, the way it should be

Mortgage Rates Today

We search thousands of loan options so you don't have to! Find the most competitive rates here including: 15, 20 and 30-year fixed rates, 10/6, 7/6 and 5/6 ARMs, FHA, Jumbo, low down payment options and more. Create an account to customize your loan options and track daily interest rates.

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Testimonials

Supporting Homebuyers

“Best lender I've ever had. Very communicative, quick, and easy to get a hold of when you need to. I like that you can see exactly what step everything is on on their site. They seemed to always be on top of their stuff.”

Lindsey S

“I was able to lock in the best rate for my loan and I was cleared to close well ahead of my set closing date. [They] helped me fully understand the terms of the loan and [were] available constantly to answer my questions.”

Nathalie S

“They offered us the best deal (and I shopped around a lot). Their mortgage calculator tool was easy and useful. Their closing checklist was straightforward and very helpful. Their team was super responsive to all my emails.”

Lara D

“They gave me the best rate on my home loan amongst all of the many lenders that I researched. Then they were extremely helpful throughout the process. Everything went smoothly with them from start of application to closing.”

Elizabeth L

“I'm SOLD. They followed me all the way to closing and their online stage-by-stage guide was very easy to understand and I could do 100% by online signature. GAME CHANGER!”

Israel K

“Flawless customer support that other companies only aspire to achieve. We appreciated their patience, responsiveness, and assistance every step of the way. Working with this team was nothing but pleasure. Thank you very much indeed!”

Alexander P